Frequently Asked Questions

• Who is required to pay Zakat?
  Zakat is obligatory on adult Muslims who own wealth above the nisab threshold for a full lunar year. This includes cash, savings, gold, silver, investments, and business assets. Every day, personal belongings, such as your home, clothing, or car, used for daily needs, are excluded from Zakat calculations. This ensures fairness and consistency in supporting those entitled to receive assistance.
• How is Zakat calculated on wealth?
  Zakat is calculated by assessing all eligible assets and subtracting short-term liabilities. If the remaining amount exceeds the nisab value, 2.5% is payable. Common assets include cash, bank savings, trade goods, investments, and precious metals held for personal ownership rather than daily use. Accurate calculation helps fulfil this obligation correctly and avoids underpaying or overpaying.
• Who can receive Zakat donations?
  Zakat must be given to specific eligible recipients outlined in Islamic teachings, including the poor, needy, those in debt, and travellers in hardship. It cannot be given to close dependents such as parents, children, or spouses, as supporting them is already a personal obligation. These guidelines ensure Zakat reaches those Islam prioritises for financial support.
• What happens if Zakat is delayed or missed?
  When Zakat is delayed without a valid reason, it remains a debt owed and should be paid as soon as possible. Missing a payment does not remove the obligation. Muslims are encouraged to calculate accurately and give promptly to avoid accumulating unpaid Zakat over multiple years. Paying promptly helps purify wealth and supports those relying on timely assistance.
• What is the difference between Zakat and Sadaqah?
  Zakat differs from voluntary charity because it is a compulsory act of worship with fixed rules, rates, and eligible recipients. Sadaqah, by contrast, can be given at any time, in any amount, and to anyone in need, making it a flexible form of generosity. Both forms encourage generosity but serve different spiritual and social purposes.
• Can Zakat be paid in advance?
  Yes, Zakat can be given at any time once it becomes due, and many choose to pay it in advance. Early payment is allowed if your wealth remains above the nisab threshold, helping provide timely support to those in need throughout the year. This flexibility can be invaluable during times of widespread hardship